抵押房地产价格评估风险及其诱因.doc

抵押房地产价格评估风险及其诱因 摘 要 【关键词】  ABSTRACT In recent years, with the continuous development of China's economy, the real estate industry has made great achievements, hitherto unknown at the same time, China's real estate price assessment began to have a start and development, have gradually increased on the real estate appraisal, real estate appraisal but there are many risks, these risks caused obstacles to me in the price evaluation of real estate development, especially in recent years, the real estate mortgage bank in the form of the real estate industry into the credit funds under the background of the loan amount reasonably is a prerequisite, the price of the real estate in addition, safe operation of financial institutions is also an important channel and reduce the premise of real estate collateral risk assessment the standardized assessment of the operation is a bridge between the real and financial sectors, on the market and maintain the stability of financial order to take Polar effect. Therefore, the assessment of the price of real estate mortgage risk research, and strengthen risk prevention and control is currently the real estate mortgage assessment practitioners to conduct an important research. The mortgaged real estate assessment of risk factors and risk prevention and control, from the start of China's real estate mortgage business background, the problems existing in the assessment of price, the origin of the risk and prevention and control measures were discussed. The main research contents include: First has carried on the discussion to the background and significance of the research; secondly the mortgaged real estate appraisal and risk analysis were theory review, and the influence of our land supply and demand changes in the price of real estate assessment and risk meaning and types; thirdly, the incentives of mortgaged real estate appraisal process of risk were analyzed; finally, according to above-mentioned problems, combined with China's basic