个人投资理财基本思路.doc

摘要 PAGE IV PAGE I 个人投资理财基本思路 摘 要 成功吸引成功，民工吸引民工，要想成为富人就必须学会投资理财。纵观中国历史，近现代一百多年的历程是屈辱与抗争的历史；放眼中国现在，30多年的改革开放，使中国的经济增长速度四倍于欧美国家。本文就个人投资理财的基本思路做出了基本的阐述。首先阐释了个投资理财的研究背景、目的及意义和研究思路及方法；其次就投资理财的发展状况及存在的误区进行了分析；然后由案例分析探讨了投资理财的合理规划；最后通过对投资理财的需求分析明确发展思路。 关键词：个人投资理财，理财原则，理财误区，理财对策，发展趋势 The Basic Idea Of Personal Finance And Investment ABSTRACT Success successful, migrant workers to attract migrant workers, in order to become rich, must learn to finance and investment. Throughout Chinese history, the modern course of more than one hundred years is the history of humiliation and fight; look to China now,30 yea rs of reform and opening up, China s economic growth rate four times in Europe and the United states. In this paper, the basic idea of personal finance and investment made elaborate basically. The first explanation of a finance and investment research background, purpose and significance, research ideas and methods; secondly, the investment development status and existence of the errors were analyzed; and then by case analysis of Finance and investment planning; by the end of the investment demand analysis develops train of thought clearly. KEY WORDS: Personal Investment Management，Financial Management Principle，Financial Errors，Financial Strategies，Development Ttrend 前言 目　录 TOC \o 1-3 \h \z \u HYPERLINK \l _Toc325197926 前　言 PAGEREF _Toc325197926 \h 1 HYPERLINK \l _Toc325197927 第1章 个人投资理财的理论基础 PAGEREF _Toc325197927 \h 2 HYPERLINK \l _Toc325197928 1.1个人投资理财的背景、目的及意义 PAGEREF _Toc325197928 \h 2 HYPERLINK \l _Toc325197929 1.2研究思路和方法 PAGEREF _Toc325197929 \h 3 HYPERLINK \l _Toc325197930 第2章 个人投资理财业务现状分析 PAGEREF _Toc325197930 \h 4 HYPERLINK \l _Toc325197931 2.1我国个人投资理财业务的发展状况 PAGEREF _Toc325197931 \h 4 HYPERLINK \l _Toc325197935 2.2个投资理财普遍存在的误区 PAGEREF _Toc325197935 \h 5 HYPERLINK \l _Toc325197940 第3章 详析个人投资理财的基本思路 PAGEREF _Toc325197940 \h 10 HYPERLINK \l _Toc325197941 3.1个人投资理财的必要性 PAGEREF _Toc325197941 \h 10 HYPERLINK \l _Toc325197944 3.2个人投资理财的原则和技巧