再保险协议(英文).docx

REINSURANCE AGREEMENT BETWEEN METROPOLITAN LIFE INSURANCE COMPANY AND CERTAIN REINSURERS TABLE OF CONTENTS PREAMBLE ARTICLE I. REINSURANCE DEFINITION ARTICLE II. REINSURANCE PREMIUMS ARTICLE III. ALLOWANCE ARTICLE IV . MODIFIED COINSURANCE RESERVE ADJUSTMENT ARTICLE V . REIMBURSEMENT FOR BENEFIT PAYMENTS ARTICLE VI. EXPERIENCE REFUND ARTICLE VII. ACCOUNTING AND SETTLEMENTS ARTICLE VIII. DURA TION, RECAPTURE AND TERMINA TION ARTICLE IX. TERMINAL ACCOUNTING AND SETTLEMENT ARTICLE X. MET LIFE REPRESENTATIONS AND WARRANTIES ARTICLE XI. REINSURER REPRESENTATIONS AND WARRANTIES ARTICLE XII. ARBITRATION ARTICLE XIII. INSOLVENCY ARTICLE XIV . NON-ADMITTED REINSURANCE ARTICLE XV . GENERAL PROVISIONS SCHEDULE A PO LI CIES AND RISKS REINSURED SCHEDULE B EXISTING REINSURANCE SCHEDULE C RESERVES SCHEDULE D MODIFIED COINSURANCE RESERVE INVESTMENT CREDIT SCHEDULE E ASSET PORTFOLIO SCHEDULE F CEDING COMMISSIONS SCHEDULE G QUARTERLY REPORT FORMA T INTERESTS AND LIABILITIES CERTIFICATE PREAMBLE THIS REINSURANCE AGREEMENT (the "Agreement") is made and entered into as of October 1, 2000, by and between Metropolitan Life Insurance Company, One Madison Avenue, New York, NY 10010, a New York domiciled life insurance corporation, ("MetLife") and each Reinsurer, severally for its own account, that signs this Agreement (each a "Reinsurer" and all, collectively, the "Reinsurers") and a separate Interests and Liabilities Certificate (each a "Certificate" and, all collectively, the "Certificates"), which Certificates are made a part hereof. THE BACKGROUND OF THIS AGREEMENT is that MetLife, as a consequence of its recent demutualization, has a closed block of Ordinary Life Insurance policy liabilities that MetLife wishes to cede up to ninety percent (90%) on a modified coinsurance basis and each Reinsurer, having reviewed materials provided by MetLife relating to such closed block, wishes to accept a portion of the proposed cession on that basis. NOW, THEREFORE, in consideration of the mutual pr