关于保险的英语报纸解读带翻译：保险公司的担忧.doc

——敬业、专业—— 关于保险的英语报纸解读带翻译：保险公司的担忧 PAGE PAGE 2 关于保险的英语报纸解读带翻译：保险公司的担忧 　　IF A genetic test could tell whether you are at increased risk of getting cancer or Alzheimer’s, would you take it? As such tests become more accessible, more and more people are saying ;yes;. The insurance industry faces a few headaches as a result. 　　如果有一项基因测试可以告诉你是否身患癌症或阿尔茨海默氏病的风险在增大，你会做这样的测试吗?当这种检测技术离我们越来越近的时候，更多的人会说;会;。随之而来的是保险业对此感到头疼。 　　Once used only for medical reasons, basic predictive genetic tests can now be ordered online for a few hundred dollars. One company, 23andMe, in California, has collected some 4,000 litres of sputum since 2007, enlightening 2m people on their ancestry, health risks and what they may pass on to o?spring. In April it received regulatory approval to screen for risk factors connected to ten diseases and genetic conditions, including late-onset Alzheimer’s and Parkinson’s. The ruling could open the ?ood gates for others to sell direct to consumers. 　　基础预测性基因检测曾几何时只用于医疗，但人们现在可以花几百美元在网上购买。位于加利福尼亚的一家叫23andMe的公司，从2007年开始收集了4000多升的痰，200多万人因此在祖先、健康风险及后代遗传上深受启发。该公司在四月得到了监管部门的批准，可以筛查十种疾病和与基因有关的风险因素，其中包括晚发性阿尔茨海默氏病和帕金森病。这项批准使得直接向顾客出售预测性基因检测成为可能，从此便一发不可收拾。 　　;Information is power;, argue many who take such tests. But insurers fear that without equal access to such information, they will lose out to savvy customers. Consumer groups, on the other hand, fear that if underwriters did have access to such information, people with ;bad; genes might ?nd themselves unfairly excluded from cover. Either way, the scienti?c advances could well disrupt insurance signi?cantly. 　　;信息就是力量;，许多进行基因检测的人们这样说道。但是保险公司担心如果获取信息的机会不 均衡，他们就会因为精明的客户而吃大亏。另一方面，消费者担心如果保险商获得了信息，那些有;坏;基因的人就会被不公平地排除在保险外。无论怎样，科技的进步都明显会给保险业带来混乱。 　　Unlike diagnostic genetic tests, predictive ones are conducted on people without symptoms. The best-known example was provided by Angelina Jolie, an actress who discovered she had a gene mutation that markedly raised her risk of breast cancer. She underwent a double mastecto